Terms & Conditions

Last updated: January 15, 2026

These Terms and Conditions (hereinafter, the "Terms") govern the access to and use of the website xalveruni.com (the "Site"), operated by Xalveruni S.R.L. (hereinafter, "Xalveruni," "we," or "our"), with legal address at Av. Corrientes 1234, Floor 8, Office B, C1043AAZ, Ciudad Autónoma de Buenos Aires, Argentine Republic. By accessing and using the Site, you accept these Terms in their entirety.

1. Nature of service

Xalveruni is an educational content platform dedicated to financial literacy. We provide articles, guides, simulation tools, and informational data about the Argentine financial market. It is essential to understand that Xalveruni does NOT provide financial, investment, insurance, or professional advisory services of any kind. All content published on the Site is strictly educational and informational in nature and does not constitute, under any circumstances, a recommendation or investment advice.

2. Acceptable use

By using the Site, you agree to: • Use the Site only for lawful purposes and in accordance with these Terms. • Not reproduce, distribute, or modify the Site's content without express authorization. • Not attempt unauthorized access to the Site's systems or networks. • Not use the Site to send malicious, defamatory content or content that infringes third-party rights. • Provide truthful information when completing Site forms.

3. Intellectual property

All content on the Site, including texts, graphics, logos, icons, images, audio clips, digital downloads, and data compilations, is the property of Xalveruni S.R.L. or its content providers and is protected by the intellectual property laws of the Argentine Republic (Law No. 11,723) and applicable international treaties. The "Xalveruni" trademark and associated logo are registered trademarks of Xalveruni S.R.L. Their use without prior written authorization is prohibited.

4. Disclaimer

The Site's content is provided "as is" and "as available." Xalveruni does not guarantee: • The accuracy, completeness, or timeliness of published information, including exchange rate data. • That the Site will be available uninterrupted or free of errors. • That results obtained from use of the Site will be accurate or reliable. Xalveruni shall not be liable for any financial or investment decisions you make based on information contained on the Site. We recommend consulting with a certified financial professional before making any decisions.

5. Limitation of liability

To the maximum extent permitted by Argentine law, Xalveruni shall not be liable for direct, indirect, incidental, special, consequential, or punitive damages arising from the use or inability to use the Site, even if advised of the possibility of such damages.

6. Third-party links

The Site may contain links to third-party websites that are not under Xalveruni's control. We are not responsible for the content, privacy policies, or practices of third-party websites. The inclusion of any link does not imply approval or endorsement by Xalveruni.

7. Modifications

We reserve the right to modify these Terms at any time. Modifications will take effect from their publication on the Site. Continued use of the Site after the publication of changes constitutes acceptance of the modified Terms.

8. Applicable law and jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Argentine Republic. For any dispute arising from these Terms, the parties submit to the exclusive jurisdiction of the National Commercial Courts of the City of Buenos Aires, waiving any other forum or jurisdiction that may apply.

9. Contact

For inquiries about these Terms and Conditions, you may contact us at: Xalveruni S.R.L. Av. Corrientes 1234, Floor 8, Office B C1043AAZ, Ciudad Autónoma de Buenos Aires Argentine Republic Email: info@xalveruni.com Phone: +54 11 5032-7841

We do not provide financial services.

Educational materials that do not constitute investment advice.

Potential return adjusted for risks.

Xalveruni

Educational platform dedicated to improving financial literacy for Argentine citizens.

Xalveruni S.R.L.

CUIT: 30-71856429-3

Legal Information

Contact

Legal

Jurisdiction: National Commercial Courts of the City of Buenos Aires

Registered with the IGJ under No. 12,547, Book 89, Volume A of Limited Liability Companies, year 2021.

Data Protection Officer: privacidad@xalveruni.com

© 2021–2026 Xalveruni S.R.L. All rights reserved.

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